Mukul Poudel
Actuarial Analyst & Product Leader | Paper-Qualified Associate Actuary
Kathmandu, Nepal · Open to consulting & advisory roles
About
I bridge actuarial rigor with business strategy—designing insurance products that are financially sound, compliant, and customer-centric. With 11 actuarial papers cleared (IFOA) and fellowship from the Insurance Institute of India, I lead pricing, reinsurance, and valuation initiatives that drive sustainable growth across Nepal and India.
Life Insurance Product StrategyActuarial Pricing & ValuationReinsurance & Risk ManagementRegulatory & Financial ReportingProduct Launch & R&D
Skills
actuarial
Actuarial ScienceProduct PricingValuationLiability ValuationReinsuranceTreaty ProcessingBordereaux AutomationRegulatory ReportingLife InsuranceClaim RecoveryProfit TestingReserving
technical
SQLR (Programming Language)C (Programming Language)Microsoft ExcelMicrosoft PowerPointVBAProphetSystem Setup
leadership
LeadershipTeam ManagementCommunicationUniversity LecturingContract NegotiationTechnical PresentationsConstructive FeedbackCurriculum DesignStakeholder Management
business
Data AnalysisAnalytical SkillsBusiness AnalysisP&L AnalysisProduct DevelopmentCompetition ResearchMergers & Acquisitions (M&A)Problem SolvingTime ManagementAdaptabilityMarket Research
professional
ProfessionalismTeamworkNetworkingConfidence BuildingAssessmentPractical Industrial Knowledge
languages
EnglishNepaliHindi
Experience
Senior ExecutiveOct 2023 – Present
Tata AIA Life Insurance
Mumbai, India · Hybrid · Full-time
- Led pricing for flagship term product, driving ~25% growth in term portfolio
- Developed and maintained actuarial models for product pricing and strategic decision-making
- Conducted repricing of life insurance products aligned with market dynamics and regulatory requirements
- Managed regulatory filings ensuring compliance and timely submissions
Product PricingValuationRegulatory ReportingProphetSQL
Product and R&D Team LeadFeb 2021 – Jun 2023
Sanima Reliance Life Insurance Limited
Kathmandu, Nepal · On-site · Full-time
- Designed structured framework for statutory valuation and product pricing, improving efficiency and accuracy
- Led end-to-end launch of new insurance product: market research, policy design, actuarial assumptions, premium setting
- Simplified product concepts for sales teams, reducing mis-selling and enhancing policyholder retention
- Developed and negotiated reinsurance treaties; prepared quarterly reports fostering reinsurer collaboration
- Played pivotal role in company merger: finalized product and reinsurance procedures for operational continuity
LeadershipProduct DevelopmentReinsuranceTeam ManagementValuationRegulatory ReportingBordereaux AutomationVBAProphet
Part-time LecturerFeb 2023 – Jul 2023
School of Mathematical Sciences
Kathmandu, Nepal · On-site · Part-time
- Lectured class of 36 students on Financial Mathematics preparing them for IFOA CM1 exam
- Tutored Microsoft Excel with VBA to supplement financial mathematics curriculum
CommunicationLeadershipCurriculum DesignUniversity LecturingVBAMicrosoft Excel
Education
Bachelor's in Mathematical Sciences
Tribhuvan University
Kathmandu, Nepal · 2016 – 2020 · GPA: 3.1/4
Product PricingReserving in InsuranceProfit TestingCalculusDifferential EquationsStatisticsFinancial Markets and InstrumentsAccountingRisk Management
Paper-Qualified Associate Actuary
Institute and Faculty of Actuaries (IFOA) · 11 papers cleared
CS1CS2CB1CB2CB3CM1CM2CP1CP2CP3SP2
Fellow Member
Insurance Institute of India
Certifications
Introduction to SQL
DataCamp · Jan 2024
Achievements & Leadership
Board MemberNov 2022 – Jun 2023
Actuarial Society of Nepal
- Co-authored article: 'How Partly Qualified Actuaries Can Add Value to the Nepali Insurance Industry'
- Collaborated on data requirements for Nepal's first nationwide mortality investigation (regulator-led initiative)
- Contributed to UNDP-Milliman Global Actuarial Initiative: Nepal working party to strengthen regional actuarial capabilities
Projects
Life Insurance Pricing & Profit Testing Model
Built a comprehensive pricing and profit testing model for life insurance coursework using VBA
VBAProduct PricingProfit TestingMicrosoft Excel
Recommendations
"Mukul progressed from intern to leading the product and reinsurance function. He handled complex actuarial responsibilities with ownership, adaptability, and strong professional judgment."